Terms & Conditions

By using CharJohnson.com, joining any H.E.A.L. Circles, downloading resources, or connecting with Get A Policy Now through this site, you agree to these Terms.

All content is for information and support only and is not medical, mental health, legal, or financial advice. H.E.A.L. Circles are not therapy and do not create a client–therapist relationship.

You must be 18 or older to use this site or join circles.

We may change or discontinue content, services, or these Terms at any time.

We are not liable for any losses or decisions made based on this site, circles, or resources.